Terms & Conditions

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MJ Em’Powers Services provides financial education, real estate guidance, and personal development resources through courses, books, consultations, and workshops. Our materials are designed for educational and informational purposes only and should not be construed as financial, investment, legal, or tax advice.

By engaging with our services, purchasing our products, or participating in any of our programs, you acknowledge that MJ Em’Powers Services does not provide personalized financial planning, legal representation, or investment advisory services. You should always consult with a licensed financial advisor, tax professional, or attorney before making any financial decisions. 

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MJ Em’Powers Services offers educational programs focused on financial literacy, debt management, wealth-building strategies, and real estate investing. While we share insights on budgeting, credit management, homeownership, real estate acquisition, and wealth-building, we do not guarantee any specific financial outcomes, profits, or success in real estate investing.

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No Professional-Client Relationship:
Engaging with our courses, books, or consultations does not create an attorney-client, financial advisor-client, or fiduciary relationship between you and MJ Em’Powers Services.

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Risk Disclosure:
Real estate investments and financial decisions involve risks. We do not guarantee that any strategy, method, or advice presented in our materials will be profitable or suitable for your financial situation. 

Intellectual Property:
All content, including but not limited to course materials, books, digital downloads, videos, worksheets, and templates, is the intellectual property of MJ Em’Powers Services and is protected under copyright law. Unauthorized reproduction, distribution, or modification of our materials without explicit permission is strictly prohibited.

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MJ Em’Powers Services provides virtual financial literacy consultations designed to help individuals assess their financial goals and explore strategies for wealth-building. These consultations are for educational purposes only and do not constitute legal, financial, or tax advice.

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No Guarantee of Results:
We do not promise or guarantee any financial success, credit improvement, or investment profitability. Your financial outcomes depend on your own efforts, financial discipline, market conditions, and other external factors.

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To the fullest extent permitted by law, MJ Em’Powers Services, its owners, affiliates, and employees shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our courses, books, consultations, or other services.

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By accessing our services, you agree to hold MJ Em’Powers Services harmless from any claims, losses, or liabilities associated with financial decisions made based on the information provided in our materials.